Dear Subscriber,
Happy Canada Day (a day early). Let's pause to be thankful for being born in, or choosing this greta country as our home. We are far from perfect, but as we look at; how some countries handled COVID, the situation in the Ukraine, the ongoing issues in the US and more, I think we need to appreciate what we have.
When it comes to politics, we are more divided than ever, but even so not that different at all. I have shared an image of our political system with my kids for years. It goes like this...
Hold up your hand with thumb and finger an inch apart. This is how far our "right" and "left" are in Canada.
Hold your thumb and finger as far apart as you can. This is the differnce between the US right and left.
Hold 2 hands a foot apart and that is a lot of Europe
Hold your hands as far apart as you can that is some other countries in the rest of the world.
We don't have a party that is trying to remove; healthcare, pensions, women's right to vote (or abortion), minority groups rights etc. etc.
Let's have a great long weekend and take a minute to look at the Canadian flag, smile and be thankful.
Dave |
|
OUR EVENTS
CGIB COFFEE CHATS
Coffee chats are like a virtual breakfast. Log in, ask questions, share problems, seek solutions and talk about what's on your mind. Best done from a computer, with a camera and a microphone. No CE credits, but also no cost, just show up.
Tuesday July 19th @ 2pm (EST) Thursday August 4th @ 2pm (EST) Thursday September 1st @ 2pm (EST) ____________________________________________________________ BREAKFAST MEETINGS CGIB no longer runs the breakfast meetings, but supports the initiative of the volunteers that do.
Please find the details for your closest location below. Ajax, Cambridge, Edmonton, London, Markham, Oakville, St Catherines, Toronto, Vancouver Island, Windsor or the Virtual National Meeting
Virtual meetings through Zoom may be utilized until COVID19 passes. Please contact the event champions to be added to their lists, and receive more info.
____________________________________________________________ Upcoming CGIB Events:
Hold the date for these upcoming events, and watch for details HERE.
Toronto Seminar - Wednesday October 5th Paramount Event Venue - Vaughan
Calgary Seminar - Tuesday October 18th Best Western Calgary Plaza Hotel
Vancouver Seminar - Thursday October 20th Sandman Signature Vancouver Airport
Agenda (all details TBC) : Selling on Value, not just Price Know your (group) Client Concerning trends in benefits Employment Law update |
|
GET ON SLACK
The CGIB SLACK channel is a great place to pose questions, share info and learn a ton from your fellow members. The info and discussions that are posted there are unlike anywhere in the industry. Sadly, about 15% of CGIB members are still missing out on all the info being shared. Others have not taken a look at all the documents, videos and information available in MEMBERS ONLY to make their life easier.
NOTE TO ALL SLACK USERS: We now have 40+ channels in Slack to handle different topics. Please take a moment to add these channels to your menu. To do so, just click on the + next to Channels on the top left. Browse the channels and then click JOIN to add each of them. By doing so you won’t be missing some really great info. |
|
SUGGESTED READING
We think the information contained below is of great value and encourage you to read the articles and check out the events that interest you. In most cases, these articles and events are not run by CGIB, so please contact the organizers for more information. We take no responsibility for the websites, events, organizations or their content. |
|
Suggested Reading:
____________________________________________________________
MENTAL HEALTH CLAIMS RISE While fewer Canadians submitted prescription drug claims in 2021, there was a noticeable increase in the number of claims for mental health related medications during the second year of the pandemic, says the TELUS Health ‘2022 Drug Data Trends and National Benchmarks Report.’ It shows specialty medications for chronic conditions continued to make a bigger impact on insurance plan spending and on the eligible amount per insured, with growth rates at approximately 10 per cent. It helps paint a picture of how COVID-19 impacted overall claims due to delayed diagnosis and surgeries as well as the ability to secure new prescriptions. While the antibiotics/anti-infectives category continued to be the top category by number of claimants, the share of claimants dropped significantly in 2020, and again in 2021. “The number of claims for antibiotics and anti-infectives in 2021 were impacted by the pandemic. Postponed surgeries, fewer appointments with prescribers, including dentists, and public-health measures such as wearing masks, led to lower rates of infection,” says Caroline Le Pottier, a consultant pharmacist at TELUS Health. “This backlog in diagnoses and treatments will likely have a spill-over effect for years to come, especially since patients claimed to have avoided seeking medical care for various serious conditions through the pandemic.” |
|
We’re not very good at predicting the future.
We’ve very good at being aware of the urgency of the moment, and familiar with our need to deal with emergencies.
Before we react, though, it might be worth asking “and then what happens,” five times.
Five steps from here to there…
If any of the steps involve, “and then a miracle happens,” or “we’ll deal with that later,” it might be worth taking a few more moments to reconsider the first step.
My Take on Seths Post
Put another way... I just like this. Let's look ahead, be pragmatic and figure the long term effects. Maybe we shouldn't even start.
An example is when advisors say "don't worry about it, you're covered" to an employee without thinking further. If a group plan question, maybe the employee doesn't have provincial plan coverage (so no group), if a travel question, then maybe travelling in unstable health, or a disability coverage issue with a pre-ex. THINK a few steps ahead... |
|
EDUCATIONAL EVENTS
ONLINE CE CREDITS
Looking for benefits dedicated online CE courses? Want to provide your admin and support staff with basic knowledge? Want to dig into something more detailed for your benefits/insurance business? Business Career College (BCC) has an extensive catalogue of online CE courses with a number of group benefits specific courses covering topics ranging from contractual concerns, plan designs, and underwriting requirements, to product specifics and integration with government benefits. Courses consist of narrated videos with short, online quizzes. The full catalogue includes over 60 courses, podcasts, and videos covering topics from the world of insurance, investments, financial planning, taxation, and ethics with a focus on technical content and real-world application. Courses are accredited for the maximum categories of credits and can include provincial Life and A&S credits, FP Canada, Advocis, and more! Use code CGIB on registration for your first three months free! |
|
Creating a Sustainable Insurance Model for High Cost / Rare Disease Drugs in Canada
Mapol Inc. invites you to attend a complimentary webinar.The Webinar will be held on Tuesday, July 26, 2022 from 1:00 p.m. to 2:00 p.m., Eastern Daylight Time.
Speakers:
Tim Clarke, BMath, FSA, FCIA President, tc Health Consulting Inc.
Johnny Ma President & COO, Mapol Inc.
Learning objectives: - Provide an overview of the recent white paper issued jointly by Mapol Inc. and tc Health Consulting Inc.
- Review the key principles that can support a drug funding model in Canada as it relates to Drugs for Rare Diseases
- Examine examples as to how global insurance models, approaches, and innovations could potentially inspire new drug insurance models in Canada
Please follow the below steps to register: - Click the registration link.
- Fill in the required information on the registration page, then click "Register."
- Closer to the webinar date, you will receive a registration confirmation email with the webinar login details.
An application for 1 CE credit will be submitted to the Institute for Advanced Financial Education. Individual CE applications are not submitted to any other regulatory body (i.e. AIC, ICM, CSF, IIROC, etc.).Please note, this complimentary webinar is limited to invited guests including insurers, PBMs, TPAs, benefits consultants, and employers.
__________________________________________________________
BENEFIT PLAN CERTIFICATE OFFERED ___________________________________________________________ Save the date for this 10th Anniversary Edition of the World-famous Canada Sales Congress
This years’ CSC will be an in-person event on Wednesday, October 26, 2022, at the Toronto Congress Centre.For this special 10th anniversary edition of the CSC, we will feature some of the top speakers from previous Canada Sales Congress events, along with inspiring first-time speakers!
This “best of the past and best of the future” approach will be showcased under the theme All-Stars and Rising Stars.Get the ideas that made these top advisors stars so you can be one too.
Discover how to “Aim for the moon so if you miss you still end up among the stars”!
Mark October 26 in your calendar: ___________________________________________________________
ClaimSecure is pleased to announce our 2022 eLearning series. Below is the schedule with the dates and times for the webinars.
We will be sending the registration links two weeks prior to each webinar.
We hope you will enjoy our 2022 eLearning series and we will look forward to your feedback. |
|
Need help? Have questions? Looking for something?
Reach out to CGIB - Dave Patriarche - dave@cgib.ca - 905-886-9203 |
|
|
