October 2021 CGIB News

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Dear Subscriber,

October is here and as predicted, there is a LOT going on.

  1. We have our Toronto Event on the 6th. You can still book a spot here... https://cgib.glueup.com/event/october-cgib-toronto-seminar-34473/
  2.  We have the CGIB CHIP program launched and running with more members getting quotes each day. There is info at https://cgib.ca/cgib-catastrophic-hybrid-insurance-plan-chip
  3. Event seminars and webinars are ramping up again with many organizations, and we'll keep you up on those events (read below)
  4. I am regretfully, going to further postpone the November Toronto event as well as the Calgary and Vancouver events we had planned for March. We have too few people booking to justify the time and cost needed to make them happen. Until that happens, I suggest all members join a breakfast meeting so...
  5. There are regular benefit breakfast meetings run by champions in each area of the country. Most are virtual so try why not give them a try...  https://cgib.ca/breakfast-meetings

I think that's it for now.

As always, if you have questions, just reach out.

Dave 
 
GIVE YOUR CLIENTS HR & DIFFERENTIATE YOUR OFFERING 

CGIB has entered into partnership with ConnectsUs HR to offer our members a program to provide your employers with access to the proven HR package made for Canadian small business and compliant for Ontario, Alberta and BC. 

From employment contracts, to employee handbooks, to manager guides, to recruiting tools, ConnectsUs HR is a well-written cohesive HR toolkit that helps your employers easily manage their workforce and keep them out of legal hot water. 

JUST ADDED: Effective August 27, 2021, all basic employee handbooks and comprehensive employee manuals now include a COVID-19 Mandatory Vaccination Policy template. 

Your employers need HR! FIND OUT how to get them started. 
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OUR EVENTS

CGIB COFFEE CHATS

Coffee chats are like a virtual breakfast. Log in and talk about what's on your mind.  Best done from a computer, with a camera and a microphone. No CE credits, but also no cost, just show up.

Thursday October 7th @ 2pm (EDT)
Tuesday October 26th @ 2pm (EDT)

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CGIB no longer runs the breakfast meetings, but supports the initiative of the volunteers that do.

Please find the details for your closest location below.
Ajax, Cambridge, London, Markham, Oakville, St Catherines, Toronto, Vancouver Island, Windsor or the Virtual National Meeting

Virtual meetings through Zoom may be utilized until COVID19 passes. Please contact the event champions to be added to their lists, and receive more info.

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LOOKING FOR PEOPLE

Mary McDonald, Principal at Quad Search Associates, has a client who is seeking to hire a Group Benefits Underwriter / Benefits Analyst with 3+ years’ experience and a Group Benefits Technical Consultant with actuarial grounding.
 
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Upcoming CGIB Events:

Due to COVID-19 restrictions, we will be launching our Toronto fall events on September 2nd. Please note and hold the following dates.

Toronto - Wednesday October 6th - STILL ACCEPTING BOOKINGS

Toronto - Wednesday November 3rd- POSTPONED
Calgary - Tuesday March 29th- POSTPONED
Vancouver - Thursday March 31st - POSTPONED

Watch for more more details.
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CGIB Catastrophic Hybrid Insurance Plan Webinar

Nov. 10, 2021 at 2:00 PM to 3:30 PM, GMT

Are you looking for info on the CGIB CHIP Plan? If so, please join us next Tuesday to learn more about this unique, transparent and FULLY pooled benefit solution that is exclusive to CGIB members.

 
GET ON SLACK

The CGIB SLACK channel is a great place to pose questions, share info and learn a ton from your fellow members. 
 
The info and discussions that are posted there are unlike anywhere in the industry. Sadly, about 25% of CGIB members are still missing out on all the info being shared. Others have not taken a look at all the documents, videos and information available in MEMBERS ONLY to make their life easier. 


NOTE TO ALL SLACK USERS: We now have 40+ channels in Slack to handle different topics. Please take a moment to add these channels to your menu. To do so, just click on the + next to Channels on the top left.  
Browse the channels and then click JOIN to add each of them. By doing so you won’t be missing some really great info.
 
SUGGESTED READING

We think the information contained below is of great value and encourage you to read the articles and check out the events that interest you.  In most cases, these articles and events are not run by CGIB, so please contact the organizers for more information. We take no responsibility for the websites, events, organizations or their content.










WORK-LIFE BALANCE OUTWEIGHS PAY
While salary and benefits historically top the list of incentives for current and prospective employees, a study by ADP Canada and Maru Public Opinion indicates work-life balance now outweighs pay. It found respondents prioritizing work-life balance as a top factor for remaining in their current workplace and when exploring new opportunities. For example, throughout the pandemic, many industries transitioned to remote work. Now, nine out of 10 remote workers hope to continue working remotely some or all days during the week, citing, work-life balance as the most important factor. When asked to compare their current priorities to those before the pandemic, 31 per cent of working Canadians say that a job that respects their work-life balance is more important to them now, compared to only 20 per cent who felt salary had become more important. This focus on work-life balance was even more apparent when it came to remote workers, with 39 per cent saying work-life balance is more important to them now than pre-pandemic. This prioritization of work-life balance also appears to be influencing how companies recruit new talent. One-in-five (19 per cent) of employed Canadians say they have been approached by a competing employer in the past six months offering better work conditions and this strategy appears to be working. When asked about their next work-life move, 63 per cent of Canadians have started to think about it.
 
SETH GODIN'S BLOGWrite something 

Then improve it.
Then write something else.
Repeat this process until you have a post.
Then post it.
Then repeat this process.
There’s no such thing as writer’s block. There’s simply a fear of bad writing. Do enough bad writing and some good writing is bound to show up.
And along the way, you will clarify your thinking and strengthen your point of view.
But it begins by simply writing something.

My Take on Seths Post

Put another way...JUST DO IT. Don't talk about it, don't plan it, just do it. Whether you are writing a newsletter, a blog post, a podcast or even a book, you just need to start and continue.
 
EDUCATIONAL EVENTS

ONLINE CE CREDITS

Looking for benefits dedicated online CE courses? Want to provide your admin and support staff with basic knowledge? Want to dig into something more detailed for your benefits/insurance business?
 
Business Career College (BCC) has an extensive catalogue of online CE courses with a number of group benefits specific courses covering topics ranging from contractual concerns, plan designs, and underwriting requirements, to product specifics and integration with government benefits. Courses consist of narrated videos with short, online quizzes.
 
The full catalogue includes over 60 courses, podcasts, and videos covering topics from the world of insurance, investments, financial planning, taxation, and ethics with a focus on technical content and real-world application. Courses are accredited for the maximum categories of credits and can include provincial Life and A&S credits, FP Canada, Advocis, and more!
 
Use code CGIB on registration for your first three months free! 
 

“It’s not about being the smartest person in the room. It’s about being in a room where everybody is getting smarter”

We’re very excited to announce our new Zoomcast series. 

Through our Zoomcast series we will be hosting engaging and beneficial discussions with experts and advisors, such as yourself! These sessions will be comprised of laser-focused topics and guest speakers. The format will be 20 minutes of expert presentation followed by 30 minutes or so of open discussion.

Zoomcast Guidelines
To ensure a lively discussion, we have a few guidelines that we’re like to adhere to:
  • Only the first 100 registrants will get a spot for each Zoomcast.
  • Please have your camera on and be ready to interact with others.
  • Be prepared to engage in conversation. We want our Zoomcast series to be productive, insightful, and conversational, so please be ready to talk, ask questions, and converse.
Register now and join us for our upcoming Zoomcast sessions. We hope to see you there!

The Importance of Branding and Media for Your Benefits Business
October 7th at 10:00 am

People in business do business with people who are in business. Does the outside perception of your benefits business appear legitimate enough for successful prospects to want to do business with you?
David Gordon is an accomplished business leader committed to the development and protection of corporate brand profile and business infrastructure as essential characteristics of successful businesses.
David’s most recent experience has been gained as a founding officer of a new entrepreneurial venture, in which he was responsible for the brand management and vision for the publicly traded international operation. Prior to that, he had a 20-year history in brand marketing and communication as leader of Canadian operations for a global consultancy. These experiences are complemented by over a decade in public policy and political strategy gained from working on all sides of government, and an academic background that includes an MA and MBA. David is also certified as a board director (ICD.D) and has participated on corporate boards as well as a number of non-profit organizations, reflective of being a strong believer in community engagement.


Special Guest Speaker: David Gordon, founding Chief Corporate Officer for PharmaCielo and an Award-Winning Business Communicator as former Managing Partner of Cohn & Wolfe. 
An award-winning communicator, David has been recognized globally for the successful delivery of communication programs.
Join David Gordon and Rob Crowder, President of The Benefits Trust, to discuss the meaning of a “brand”, how to build your company presence, and improve the perception of your business from a prospect and media perspective to fuel your growth.

Is Your Benefits Business Just a Commission Cheque or a Real Business?
October 19th at 2:00 pm

The mindset of running a business is different than case to case selling. A commission cheque is not a paycheque and treating it as such will limit you. Building a true benefits business requires that you put in place all the support structures and system required for a solid foundation. A foundation that will accommodate growth and allow you to grow an asset that can be sold later in life. But it requires discipline.
Jay Nadler sold his benefits practice in Calgary and moved to Courtenay, BC, population 25,000. With no friends and contacts in his new town, Jay had to build a new benefits advisory business from scratch. Despite the challenges of growing a new business in a small community with established competitors who have strong community ties, Jay managed to build a substantial benefits business in a relatively short period of time.


Special Guest Speaker: Jay Nadler, NaviGuide Financial Service  
He credits a great deal of his success to following a disciplined business approach to managing his business. By putting the right infrastructure in place early on, Jay could deliver better service, explore new opportunities, and enjoy the freedom to engage differently within his new community.
Join Jay Nadler and Rob Crowder, President of The Benefits Trust to discuss how the right business infrastructure and processes are critical to the success of a new business or growing a small one.

The Importance of Focus and Committing to a Target Market
November 2nd at 10:00 am

Can you build a successful benefits business by focusing exclusively on a clearly defined target market? What are the advantages and disadvantages?
In 2008, Chris Gory attracted his first client in the technology industry and discovered a passion for working with dynamic, fast-growing organizations. He decided to focus his efforts exclusively on this segment. Within a couple of years and few clients later, he had gained intimate knowledge about their needs and challenges and adapted his practice to address those needs. As word spread within the sector, he became the go-to trusted advisor for benefits, growing his practice to 65 fast-growing technology businesses today.
Join Chris Gory and Rob Crowder, President of The Benefits Trust to discuss the advantages of focusing on a well-defined target market and becoming the go-to expert in the space.


Special Guest Speaker: Chris Gory, President, Orchard Benefits and Founder, blankit health 
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Tuesday, October 5, 2021 - 1:00 pm to 2:00 pm EDT

In recent years, a growing trend has been making headlines: the advent of new, more specialized, more effective and more expensive drugs. Since drugs often represent a significant portion of group insurance plan costs, there is reason to question the sustainability of those plans.

However, it is essential to look at the management of a drug plan not only from a cost perspective. The critical impact of a plan on absenteeism, productivity, overall health and employee retention, and therefore on the performance and success of an organization, must also be considered.

Frédéric Leblanc, Strategic Advisor, Drug Program Management at iA Financial Group, and Anu Sharda, Sr. Product Strategy Leader at Express Scripts Canada, will discuss this topic in this webinar, where they will present a group's journey using real employee case studies.

These two experts will help you better understand the benefits of implementing innovative strategies for managing plan costs while promoting employee health, and will provide insight into future innovations in this area. Don't miss this opportunity! 

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William Lindsay, a plan sponsor services advisor, and Ron Cashin, an account executive, at Desjardins Financial Security will provide a ‘Futuristic Vision’ of long-term disability (LTD) benefits at the CPBI Atlantic virtual conference. As well, Frances Donald, global chief economist and global head of macroeconomic strategy for the multi-asset solutions team, at John Hancock Investment Management and Manulife Investment, will offer ‘An Economist’s view in the Age of COVID 19, how the global pandemic will continue to impact the economy. Theme of the event is The Path Ahead: Rock On. It takes place October 7. Information is at https://www.cpbi-icra.ca/Events/Details/Atlantic/2021/10-07-2021-CPBI-Atlantic-Virtual-Conference
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Obesity is a recognized chronic disease and is one of the most prevalent in Canada, affecting 27% of adults in the years 2016-2017 according to Statistics Canada. What's more, it's common for those suffering to experience obesity-related complications (and thus claims costs), like type 2 diabetes, hypertension, and heart disease. 
 
But there's much more to add to the conversation, as Dr. Johnathon Gabor, Advisor Nicole Ardiel, and Dan Ekstrand from Novo Nordisk will explain during our webinar, "Rethinking Obesity".
 
Join us on Thursday, October 14th at 10:00 AM (PST) / 1:00 PM (EST) for a closer look at obesity and how it affects benefits plans, Advisors, and plan sponsors that may just cause you to rethink the way you view obesity.
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Join us for a virtual panel discussion with Mackenzie Health’s mental health experts

The COVID-19 pandemic has impacted us all in many ways. We’ve had to manage through fear and uncertainty, adjust to working from home, pivot to virtual schooling and limit our face-to-face interactions with family and friends. While these measures have kept us safe from the COVID-19 virus, they have undoubtedly had an impact on our mental health. Sadly, we see this reflected in our hospitals. During the pandemic, Mackenzie Health saw an increase in the level of acuity of the patients who come to us for mental health support. Patients were coming in sicker and in need of more advanced levels of care. 

Mackenzie Health’s team of mental health experts is here to help address the top questions and concerns from residents in western York Region and beyond. 

You're invited to a free mental health virtual panel discussion on 

Wednesday, October 20, 2021 at 7 p.m.


Register and submit a question to our experts today! Registration will close on Monday, October 18, 2021. 

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Need help? Have questions? Looking for something?

Reach out to CGIB - Dave Patriarche - dave@cgib.ca - 905-886-9203

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